Last Updated: July 30, 2025

PLEASE READ THESE TERMS OF SERVICE CAREFULLY. BY ACCESSING OR USING THE RIVESPOT SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS AND ALL TERMS INCORPORATED BY REFERENCE.

These Terms of Service (“Terms”) govern your access to and use of the Rivespot website (www.rivespot.com), its software, applications, features, and services (collectively, the “Service”), provided by Maxibern (“Maxibern,” “we,” “us,” or “our”).

1. Acceptance of Terms

By clicking “I Agree,” “Sign Up,” or by accessing or using any part of the Service, you signify your agreement to be bound by these Terms, our Privacy Policy, and any other policies or guidelines referenced herein. If you do not agree to all of these Terms, do not access or use the Service.

2. Definitions

• “Service” refers to the Rivespot software, applications, website (https://www.rivespot.com), features, tools, and services provided by Maxibern.
• “User,” “You,” “Your” refers to the individual or entity accessing or using the Service, including small businesses, freelancers, startups, and their authorized team members.
• “Account” refers to your user account created to access and use the Service.
• “Content” refers to any data, information, text, graphics, photos, or other materials uploaded, downloaded, or appearing on or through the Service.
• “Your Data” refers to all Content, including client details, financial records, project information, and any other data that you or your authorized users submit or input into the Service.
• “Maxibern” refers to Maxibern, the company providing the Rivespot Service.

3. Account Registration and Security

3.1 Eligibility: You must be at least 18 years old and have the legal capacity to enter into a contract to use the Service. By using the Service, you represent and warrant that you meet these requirements.

3.2 Account Information: You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.3 Account Security: You are responsible for maintaining the confidentiality of your Account login information (username and password) and for all activities that occur under your Account. You agree to notify us immediately of any unauthorized use of your Account or any other breach of security. Maxibern will not be liable for any loss or damage arising from your failure to comply with this security obligation.

3.4 Team Member Access: If you grant access to your Account to team members or third parties, you remain solely responsible for their actions and compliance with these Terms.

4. Use of the Service

4.1 Permitted Use: You may use the Service solely for your internal business purposes as a small business, freelancer, or startup, in accordance with these Terms.

4.2 Prohibited Conduct: You agree not to:

1. Use the Service for any unlawful purpose or in violation of any Ghanaian law or regulation.
2. Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
3. Interfere with or disrupt the integrity or performance of the Service or data contained therein.
4. Attempt to gain unauthorized access to the Service or its related systems or networks.
5. Use the Service to send unsolicited or unauthorized advertising, promotional materials, or any other form of spam.
6. Upload or transmit any Content that contains viruses, malware, or any other harmful code.
7. Reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code of the Service.
8. Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without our express written permission.
9. Use the Service to store or transmit any defamatory, libelous, offensive, or otherwise objectionable Content.

4.3 Fair Use: While we do not enforce strict usage limits, we expect fair and reasonable use of the Service. We reserve the right to suspend or terminate accounts that, in our sole discretion, are using the Service in a manner that significantly impacts the performance or availability for other users.

5. User Content

5.1 Your Responsibility: You are solely responsible for all Your Data that you upload, post, email, transmit, or otherwise make available via the Service. You represent and warrant that you have all necessary rights to Your Data and that Your Data does not infringe or violate any third-party rights.

5.2 License to Maxibern: By submitting Your Data to the Service, you grant Maxibern a worldwide, non-exclusive, royalty-free, transferable, and sublicensable license to use, reproduce, distribute, prepare derivative works of, display, and perform Your Data solely for the purpose of providing and improving the Service.

5.3 Data Backup: While Maxibern takes reasonable measures to back up data, you are primarily responsible for maintaining copies of Your Data. Maxibern is not responsible for any loss or corruption of Your Data.

6. Subscription and Payment

6.1 Pricing: Access to the Service is provided on a subscription basis. Our pricing plans are available on our website ([Link to Pricing Page]) and may be updated from time to time. All prices are in Ghana Cedis (GHS) unless otherwise stated.

6.2 Billing Cycle: Subscriptions are billed in advance on a Monthly/Annual/ basis. Your subscription will automatically renew at the end of each billing cycle unless you cancel it.

6.3 Payment: You agree to provide valid payment information (e.g., credit card, mobile money) and authorize Maxibern or its third-party payment processors to charge your selected payment method for all applicable fees.

6.4 Refunds:

• “Generally, all subscription fees are non-refundable.”
• “We offer a 7-day money-back guarantee for new annual subscriptions if you are not satisfied.”
• “No refunds will be provided for partial months of service, downgrade refunds, or refunds for periods of non-use.”

6.5 Cancellations: You may cancel your subscription at any time through your Account settings. Your subscription will remain active until the end of your current billing period, and you will not be charged for subsequent periods.

6.6 Free Trial: If you sign up for a free trial, you may be required to provide payment information. You will not be charged until the trial period ends. You can cancel at any time before the trial ends to avoid charges.

7. Intellectual Property

7.1 Rivespot Ownership: The Service, including all intellectual property rights in the software, design, text, graphics, and other content (excluding Your Data), is the exclusive property of Maxibern and its licensors. You are granted a limited, non-exclusive, non-transferable, revocable license to use the Service in accordance with these Terms.

7.2 Trademarks: The Rivespot name, Maxibern name, logos, and any other product or service names are trademarks of Maxibern. You may not use these trademarks without our prior written permission.

7.3 Your Data Ownership: You retain all ownership rights to Your Data.

8. Data Privacy and Security

8.1 Privacy Policy: Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and disclose your personal information.

8.2 Security Measures: Maxibern implements reasonable technical and organizational security measures designed to protect Your Data from unauthorized access, use, alteration, or disclosure. However, no internet transmission or electronic storage is 100% secure.

9. Disclaimers

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE. MAXIBERN DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MAXIBERN, ITS AFFILIATES, DIRECTORS, EMPLOYEES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, THE SERVICE. IN NO EVENT SHALL MAXIBERN’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT PAID BY YOU TO MAXIBERN FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

11. Indemnification

You agree to defend, indemnify, and hold harmless Maxibern, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Service, including, but not limited to, Your Data, any use of the Service’s content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Service.

12. Termination

12.1 By You: You may stop using the Service and terminate your Account at any time by following the instructions within your Account settings.

12.2 By Maxibern: We may suspend or terminate your access to the Service, in whole or in part, at our sole discretion, without prior notice or liability, for any reason, including but not limited to:

• Your breach of these Terms.
• Your non-payment of fees.
• Conduct that we believe is harmful to other users or to Maxibern.
• If required by law.

12.3 Effect of Termination: Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 7 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

14. Governing Law and Dispute Resolution

14.1 Governing Law: These Terms shall be governed by and construed in accordance with the laws of the Republic of Ghana, without regard to its conflict of law principles.

14.2 Dispute Resolution:

•  Negotiation: In the event of any dispute, controversy, or claim arising out of or relating to these Terms or the breach, termination, or invalidity thereof, the parties shall first attempt to resolve the matter amicably through good faith negotiation for a period of [e.g., 30] days.
• Arbitration: If the dispute cannot be resolved through negotiation, the parties agree to submit the dispute to arbitration in  Accra, Ghana in accordance with the Arbitration Act, 1961 (Act 38) or the rules of a recognized arbitration body in Ghana.

Jurisdiction (if no arbitration): If negotiation fails and arbitration is not chosen or is invalid, you agree that any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in the Republic of Ghana.

15. General Provisions

15.1 Severability: If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

15.2 Entire Agreement: These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and Maxibern concerning your use of the Service.

15.3 Waiver: No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and Maxibern’s failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

16. Contact Information

If you have any questions about these Terms, please contact us at:

Maxibern / Rivespot

Accra, Ghana.

support@maxibern.com

+233541392208

Website: www.rivespot.com